:root {
  --paper: #fbf9f3;
  --tint: #f3efe3;
  --ink: #16241f;
  --muted: #4d5a54;
  --line: #ded8c7;
  --gold: #e8b93f;
  --gold-hover: #f2c850;
  --gold-text: #7f5c0f;
  --on-dark: #f5f2e8;
  --on-dark-muted: #bfc9c2;
  --serif: Georgia, "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 17px/1.6 var(--sans);
}

h1, h2, h3 { margin: 0; font-family: var(--serif); font-weight: 700; line-height: 1.15; }
h1 { font-size: clamp(2.4rem, 7vw, 4rem); letter-spacing: -0.015em; }
h2 { font-size: clamp(1.6rem, 4vw, 2.25rem); }
h3 { font-size: 1.2rem; }
p { margin: 0; }
a { color: inherit; }
a:focus-visible, summary:focus-visible { outline: 3px solid var(--gold-text); outline-offset: 3px; }

.wrap { width: 100%; max-width: 1120px; margin: 0 auto; padding: 0 20px; }
.narrow > * { max-width: 720px; }

.topbar { border-bottom: 1px solid var(--line); }
.topbar__inner { display: flex; align-items: center; gap: 12px; padding-top: 12px; padding-bottom: 12px; }
.topbar strong { display: block; font-size: 0.95rem; letter-spacing: 0.02em; line-height: 1.3; }
.topbar span { display: block; font-size: 0.82rem; color: var(--muted); line-height: 1.3; }

.hero { padding: 40px 0 56px; }
.hero__grid { display: grid; gap: 40px; }
.eyebrow { margin-bottom: 14px; color: var(--gold-text); font-size: 0.9rem; font-weight: 700; }
.lede { margin: 20px 0 26px; font-size: 1.15rem; color: var(--muted); max-width: 34em; }

.button {
  display: inline-block;
  min-height: 54px;
  padding: 14px 28px;
  border-radius: 6px;
  background: var(--gold);
  color: var(--ink);
  font-weight: 700;
  font-size: 1.08rem;
  text-decoration: none;
  transition: background-color 0.15s ease;
}
.button:hover { background: var(--gold-hover); }
.button:focus-visible { outline: 3px solid var(--ink); outline-offset: 3px; }

.fineprint { margin-top: 12px; font-size: 0.88rem; color: var(--muted); }

.points { margin: 26px 0 0; padding: 0; list-style: none; }
.points li { position: relative; padding: 5px 0 5px 28px; font-weight: 600; font-size: 0.98rem; }
.points li::before {
  content: "";
  position: absolute;
  left: 3px;
  top: 12px;
  width: 11px;
  height: 6px;
  border-left: 2px solid var(--gold-text);
  border-bottom: 2px solid var(--gold-text);
  transform: rotate(-45deg);
}

.steps { padding: 30px 26px; border-radius: 10px; background: var(--ink); color: var(--on-dark); }
.steps h2 { font-size: 1.4rem; margin-bottom: 22px; }
.steps ol { margin: 0; padding: 0; list-style: none; counter-reset: step; }
.steps li { position: relative; padding: 0 0 22px 46px; counter-increment: step; }
.steps li:last-child { padding-bottom: 0; }
.steps li::before {
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--ink);
  font-weight: 700;
  font-size: 0.92rem;
  line-height: 30px;
  text-align: center;
}
.steps strong { display: block; margin-bottom: 3px; }
.steps span { display: block; color: var(--on-dark-muted); font-size: 0.95rem; }

.band { padding: 48px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--tint); }
.band p { margin-top: 12px; font-size: 1.1rem; color: var(--muted); }

.section { padding: 56px 0; }
.section--tint { background: var(--tint); }
.section__intro { margin: 10px 0 26px; color: var(--muted); }
.cards { display: grid; gap: 14px; }
.cards article { padding: 22px; border: 1px solid var(--line); border-radius: 8px; background: #fff; }
.cards p { margin-top: 6px; color: var(--muted); font-size: 0.97rem; }

details { border-bottom: 1px solid var(--line); }
.section--tint h2 { margin-bottom: 14px; }
summary {
  position: relative;
  padding: 16px 34px 16px 0;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 4px; top: 12px; font-size: 1.4rem; line-height: 1.4; color: var(--gold-text); }
details[open] summary::after { content: "\2212"; }
details p { padding: 0 0 18px; color: var(--muted); }

.closing { padding: 56px 0; background: var(--ink); color: var(--on-dark); }
.closing .button { margin-top: 24px; }

.footer { padding: 32px 0 40px; font-size: 0.86rem; color: var(--muted); }
.footer p + p { margin-top: 10px; }
.disclaimer { color: var(--ink); }

.prose h1 { font-size: clamp(2rem, 6vw, 2.8rem); margin-bottom: 8px; }
.prose h2 { font-size: 1.3rem; margin: 30px 0 8px; }
.prose p + p { margin-top: 10px; }
.prose > p:last-child { margin-top: 32px; }

@media (min-width: 620px) {
  .cards { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 940px) {
  .hero { padding: 72px 0 84px; }
  .hero__grid { grid-template-columns: 1.25fr 1fr; gap: 64px; align-items: center; }
  .cards { grid-template-columns: repeat(4, 1fr); }
}

@media (max-width: 480px) {
  .button { display: block; text-align: center; }
}

@media (prefers-reduced-motion: reduce) {
  .button { transition: none; }
}